Why am I being billed when I have insurance?
The balance on your bill may be for a coinsurance payment, deductible or out-of-pocket expense (an expense not covered by your insurance provider). If you have a question about why your insurance did not pay a portion of your claim, you should contact your insurance company directly. We will work with your insurance company to get your claim paid.
Has a claim been filed with my insurance company?
Yes. Your insurance claim is filed automatically with your insurance company based on the information you provide. When your statement (bill) says "insurance pending," your claim has been sent to the insurance company. Insurance claims are generally paid four to six weeks after we have filed your claim. We may ask you to sign an authorization to access your insurance.
What will I owe after insurance has paid?
Insurance contracts vary a great deal depending on allowed services, copayment amounts, deductibles and coinsurance. Because of this, it is impossible to know exactly how much your insurance company will pay or how much you will have to pay. We will not balance bill you. Our settlement is between your insurance company and us - not you.
Why is everything so expensive?
NE MT STAT Air Ambulance Cooperative strives to provide our patients with the very best medical care using the latest technology. Our fee schedules reflect what it costs to deliver the level of health care that our patients want and deserve. Generally, our costs are below average compared with other air ambulances operating in Montana and across the nation.
The balance on your bill may be for a coinsurance payment, deductible or out-of-pocket expense (an expense not covered by your insurance provider). If you have a question about why your insurance did not pay a portion of your claim, you should contact your insurance company directly. We will work with your insurance company to get your claim paid.
Has a claim been filed with my insurance company?
Yes. Your insurance claim is filed automatically with your insurance company based on the information you provide. When your statement (bill) says "insurance pending," your claim has been sent to the insurance company. Insurance claims are generally paid four to six weeks after we have filed your claim. We may ask you to sign an authorization to access your insurance.
What will I owe after insurance has paid?
Insurance contracts vary a great deal depending on allowed services, copayment amounts, deductibles and coinsurance. Because of this, it is impossible to know exactly how much your insurance company will pay or how much you will have to pay. We will not balance bill you. Our settlement is between your insurance company and us - not you.
Why is everything so expensive?
NE MT STAT Air Ambulance Cooperative strives to provide our patients with the very best medical care using the latest technology. Our fee schedules reflect what it costs to deliver the level of health care that our patients want and deserve. Generally, our costs are below average compared with other air ambulances operating in Montana and across the nation.